Does that actually help with pensions? If the pension fund has problems, when 1 beneficiary delaying retirement wont make a noticeable difference. You might as

Does that actually help with pensions? If the pension fund has problems, when 1 beneficiary delaying retirement wont make a noticeable difference. You might as well just retire and take what you can get while the fund is still paying out in full. As an aside, before making an individual decision on what to do about your pension, look into what happens if it fails. At least in the US, private pension funds are insured.