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Capital One’s secured card helped me build credit when I arrived in the US years and years ago. Interest rates were high but I wasn’t shocked by that given I wa
by cemregr 7y ago
Capital One’s secured card helped me build credit when I arrived in the US years and years ago. Interest rates were high but I wasn’t shocked by that given I was someone with no credit history.
- Rapzid 7y agoCap One gave me credit when I probably shouldn't have had it and I ruined it lol. A decade+ out I have rebuilt my credit to excellent and secured cards were instrumental in that. Ironically my two secured cards from when the rebuild started have both been aquired by Capital One ;D
- breakbread 7y agoI defaulted on my student loans a while back and royally screwed my credit. When I decided I was going to get my shit together it started with a Capital One card with a $300 limit and I’m sure a really high interest rate. But my plan was to, of course, not carry a balance, which I didn’t. These days my credit score is ~780 and I do some casual churning for travel points.