Then about 99% of the transactions on their platform are in violation of their own ToS. If someone pays for a joint meal, then you venmo your half, you're payin

Then about 99% of the transactions on their platform are in violation of their own ToS. If someone pays for a joint meal, then you venmo your half, you're paying for a good or service. I'm guessing they have that in there to try and get around some KYC or due diligence requirements? Or is this another Paypal-style tactic so they can shutdown people's accounts for ToS violations and confiscate their monies? Yes, that's probably it.