3 ms·
The information on your check is literally the all of information needed to take money out of your bank account. Crucially, if you give one person a check, you
by mauvehaus 7y ago
The information on your check is literally the all of information needed to take money out of your bank account.
Crucially, if you give one person a check, you're giving that information to one person (and their bank). If you email it, you're giving it to (potentially) all the people. And I'd hazard that the sorts of people who actually try to intercept emails are precisely the sorts of people who wouldn't have qualms about misusing said information.
In the US, at least, your doctor's office won't send you anything of substance by email for this reason (probably actually because HIPAA won't allow them to by law for that reason). If email isn't considered secure enough for medical information, it certainly isn't secure enough for bank information.
I'm not actually interested in investigating what security has been added to email in the several decades since it's been invented. If banks[0] and the government don't trust it, I'm not about to either.
[0] Mine was aghast that anybody would be so foolish as to send a check image by email. They got the wheels moving to close the account and start rejiggering stuff with surprising alacrity, like "this is what you need to do, and Alice the manager will assist you right now."
- ghaff 7y ago>Crucially, if you give one person a check, you're giving that information to one person (and their bank). Well, them, and every other person you've ever written a check to or who has processed direct deposit paperwork, etc. Sending check images by email isn't a good practice of course, but it's really not exposing especially sensitive information given the way checks work in the US.
- Fredej 7y agoIn Denmark we have a secure (government controlled) email for communicating securely with government entities and banks. It's where I receive any medical updates from my doctor and any official information from the government. I also receive my payslip, pension info etc. It has cut down a lot on paper usage and made communicating way more efficient.