This is why I'm against a cacheless society as it becomes too easy to lock someone out of society, being it a bug, algorithm, network downtime, or abuse. And fo

This is why I'm against a cacheless society as it becomes too easy to lock someone out of society, being it a bug, algorithm, network downtime, or abuse. And for the platform to automatically draw money for arbitrary reasons like fees or because you forgot to push some buttons in their web interface. And then you have to pay a percentage in all transactions and probably also a monthly fee. And the platform will keep drawing money putting your account into negative.