> it wasn't altogether bad, just very very sporadic. When I think back on those years I had all kinds of bad behaviours that were not rational. For example, not

> it wasn't altogether bad, just very very sporadic. When I think back on those years I had all kinds of bad behaviours that were not rational. For example, not paying bills because something more urgent might come up. Not looking at balances because it was easier to not know. I never had unstable income (maybe wishing I had more), but I definitely had some degree of these specific bad behaviors. I feel (financial) maturity is a big part of this; As a parent now, I'm being intentional on how my kids earn allowance and think about spending.