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Why wouldn’t this require just the info on the check (routing + account #), which everyone involved probably already had/needed to answer the query?
by traviscj 7y ago
Why wouldn’t this require just the info on the check (routing + account #), which everyone involved probably already had/needed to answer the query?
- drevil-v2 7y agoIt’s a balance of funds inquiry. Before you can discuss that kind of information about an account you need to identify the person as the account holder. I can’t call your bank and ask if you have enough funds to cover a cheque you wrote.
- traviscj 7y agoThis doesn’t seem to be the case from the article [1] linked in a grandchild of your original post. [1]: https://www.consumerismcommentary.com/verify-funds-on-that-check-before-you-cash-it/ https://www.consumerismcommentary.com/verify-funds-on-that-c...