Can confirm, highly recommend! I spend a few months abroad a year and get hundreds in ATM rebates and even more in forex/transaction fee value. Though I wish I

Can confirm, highly recommend! I spend a few months abroad a year and get hundreds in ATM rebates and even more in forex/transaction fee value. Though I wish I got more interest on cash balances. EDIT: the biggest benefit though is the customer service. A US based person answers with no wait time and they deal with VISA for me. So much better and I'm not even high net worth by their standards! However I also have a 'play' Robinhood account and if Schwab can roll out a better mobile app I would 100% move those equities over.