How about having reasonable laws? For example: To prohibit lenders to provide credit if the credit receiver is already so much in debt, that she's never able t

How about having reasonable laws? For example: To prohibit lenders to provide credit if the credit receiver is already so much in debt, that she's never able to service an additional loan? Or how about capping annual interest rates at 15%? Making everything above that ursury and thus a criminal offense? Now you may imply that this is the case in some socialist hellhole that hates business and you would be very wrong. That's the law of the land in Switzerland, which, last I looked isn't exactly hating business.