I don't know that I personally would use the adjective "ethical" to describe Schwab---that word can be taken so many different ways. They are certainly a much

I don't know that I personally would use the adjective "ethical" to describe Schwab---that word can be taken so many different ways. They are certainly a much better company to do business with than, say, Wells Fargo, and have largely avoided being completely terrible. Of course there was that nasty fiasco with the YieldPlus fund a few years ago...