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Another point which needs to be brought up is insurance. If accidents are being caused by this technology, insurers are eventually going to either: increase ra

by pdq 7y ago

Another point which needs to be brought up is insurance. If accidents are being caused by this technology, insurers are eventually going to either: increase rates on cars with FSD, or just stop offering insurance on cars with FSD. IMO if Tesla were really confident in their summon technology, they would cover accidents with it themselves. Relying on errors with their technology to be covered by outside insurance is reckless.

elipsey 7y ago
>> insurers are eventually going to either: increase rates on cars with FSD, or just stop offering insurance on cars with FSD. This occurred to me as well. I have wondered if Tesla started their own insurance pool as a contingency plan to address the risk that other insurers will begin to decline coverage or price it impractically, or to show that it's possible with reasonable prices.
tyfon 7y ago
In Norway you have some insurance companies lowering the premium if you have FSD or AP since apparently it reduces accidents. This new feature though is not available in Europe and I guess it won't be until the European manufacturers start having the same features :(
dragonwriter 7y ago
> If accidents are being caused by this technology, insurers are eventually going to either: increase rates on cars with FSD, or just stop offering insurance on cars with FSD. Or exclude use of FSD from coverage.
- new_realist 7y ago
  It’s hard to verify Summon is in use when only Tesla has access to the data, and they’re very uncooperative when it would make them look bad. I wouldn’t call it “FSD” except as a joke. Tesla is 15 years away from FSD.
  - dragonwriter 7y ago
    > It’s hard to verify Summon is in use when only Tesla has access to the data Mathematical certainty, or even criminal-style proof beyond a reasonable doubt isn't required. The insurance company writes the rule in their policy, refuses to pay if they think there is sufficient evidence that the policy allows it, and if the insured disagrees they get to sue the insurance company over it, and the case will be decided on the civil preponderance of the evidence standard.

by pdq 7y ago

elipsey 7y ago

>> insurers are eventually going to either: increase rates on cars with FSD, or just stop offering insurance on cars with FSD. This occurred to me as well. I have wondered if Tesla started their own insurance pool as a contingency plan to address the risk that other insurers will begin to decline coverage or price it impractically, or to show that it's possible with reasonable prices.

tyfon 7y ago

In Norway you have some insurance companies lowering the premium if you have FSD or AP since apparently it reduces accidents. This new feature though is not available in Europe and I guess it won't be until the European manufacturers start having the same features :(

dragonwriter 7y ago

> If accidents are being caused by this technology, insurers are eventually going to either: increase rates on cars with FSD, or just stop offering insurance on cars with FSD. Or exclude use of FSD from coverage.

new_realist 7y ago
It’s hard to verify Summon is in use when only Tesla has access to the data, and they’re very uncooperative when it would make them look bad. I wouldn’t call it “FSD” except as a joke. Tesla is 15 years away from FSD.
- dragonwriter 7y ago
  > It’s hard to verify Summon is in use when only Tesla has access to the data Mathematical certainty, or even criminal-style proof beyond a reasonable doubt isn't required. The insurance company writes the rule in their policy, refuses to pay if they think there is sufficient evidence that the policy allows it, and if the insured disagrees they get to sue the insurance company over it, and the case will be decided on the civil preponderance of the evidence standard.