Yes, of course, it's good to take less of people's money. I think the center of their critique was not that the current incumbents are good, but that the frami

Yes, of course, it's good to take less of people's money. I think the center of their critique was not that the current incumbents are good, but that the framing implied that this new system would be better in some fundamental way. That this was a system of a different order than the current one.