I agree that's the argument used, but you have to weigh that against the possibility that it also incentivises malicious actor(s) to subversive behavior because

I agree that's the argument used, but you have to weigh that against the possibility that it also incentivises malicious actor(s) to subversive behavior because they will not be held accountable for their actions. In the grand scheme of things it comes to a subjective decision point, and I would tend to argue that an increase in accountability toward the customers (us), wouldn't necessarily be a bad thing.