We were talking about people delaying/avoiding children for financial reasons. That doesn't imply "can't pay" necessarily, but when rent/mortgage payments are

We were talking about people delaying/avoiding children for financial reasons. That doesn't imply "can't pay" necessarily, but when rent/mortgage payments are high, that leaves less spare cash floating around for the additional/unexpected expenses, a scary prospect. Even those on comfortable incomes can find them unexpectedly disappear.