I think you misunderstood me. I'm not proposing any policy or treatment changes. My point is calling what we have "health insurance" is confusing at best and de

I think you misunderstood me. I'm not proposing any policy or treatment changes. My point is calling what we have "health insurance" is confusing at best and deceptive at worst, so let's call it by a better name. That may cause policy changes if people's mindset and behavior shift but at least we're building on better models of the world.