> The argument here is that by destroying the threat of out of network, the insurance company has literally no incentive to offer rates better than Medicare. Y

> The argument here is that by destroying the threat of out of network, the insurance company has literally no incentive to offer rates better than Medicare. Yup. Works for me. > That’s a huge unfair advantage to insurance companies. Not so much. Guess what I think the next part of the plan should be?