To be clear, I’ve never gotten mad at my insurance company. They play a game and they lay out the rules. It annoying that I have to read reams of papers when I

To be clear, I’ve never gotten mad at my insurance company. They play a game and they lay out the rules. It annoying that I have to read reams of papers when I start a new job. But they play within those rules. My hospital, on the other hand, doesn’t know what they will charge me for a service they will do yesterday.