4 ms·
Insurance should be just that - insurance. It's for catastrophies, not for sore throat visits. You should only claim health insurance benefits in exceptional ci
by kova12 7y ago
Insurance should be just that - insurance. It's for catastrophies, not for sore throat visits. You should only claim health insurance benefits in exceptional circumstances. You don't use Geico for oil changes. And at the same time there shouldn't be any place that would charge you without warning about cost. Analogy: when you go to Firestone to rotate tires, they tell you upfront what's it gonna cost. You don't go there and they would be like: "we can not tell you how much it would cost. Every car is different. We might need to call for specialist from discount tire and he would bill you for consultation separately". No, that does not happen. They take your car, and they tell you exactly what they need to do and what will be the cost. Health care should be the same, competition on price and quality, and none of this insurance third party nonsense
- jefftk 7y ago> And at the same time there shouldn't be any place that would charge you without warning about cost This isn't unique to healthcare, though it's worse in healthcare than other places. Say I hire a plumber to put in a toilet, and when they open up the wall to run their pipes they find major problems that need dealing with. It wouldn't be code compliant to seal things back up without fixing them. Now it's going to cost me $10k instead of $1k. (Analogy to complications during surgery, though it's less time sensitive and I would have the option of evaluating multiple people to fix the bigger problem.)