I have one of the best health insurances, it costs dearly, and yet I have no way I could get an appointment for anything without weeks wait. Perhaps with except

I have one of the best health insurances, it costs dearly, and yet I have no way I could get an appointment for anything without weeks wait. Perhaps with exception of emergency room. And it's expensive as hell. And not in a single place I see a price list, and no physician would ever tell me their cost upfront. That's what you call "standards"?