That reminds me of the so-called "active member discounts" on UK pensions. They're exploitative fees imposed on savers who have gone several months without payi

That reminds me of the so-called "active member discounts" on UK pensions. They're exploitative fees imposed on savers who have gone several months without paying in. The government banned them in some cases, but in other cases they're still legal. "From 6 April 2016, 'active member discounts' are banned. This means you are not allowed to charge the pots of non-contributing members more than you would have if they were active members contributing to the scheme. Employers are still permitted to pay charges on behalf of active members so long as the total charge level imposed is the same for contributing and non-contributing members. ...The ban applies to non-contributing members where at least one contribution for them has been made to your scheme on or after 6 April 2016. The contribution needs to have been made while they worked for the employer who is using the scheme to comply with their automatic enrolment duties." https://www.tpr.gov.uk/en/trustees/managing-dc-benefits/5-value-for-members https://www.tpr.gov.uk/en/trustees/managing-dc-benefits/5-va...