> It's not "on holiday", but the one that always bugs me is inactive account fees from banks. Is my account increasing their expenses by being inactive? No, it'

> It's not "on holiday", but the one that always bugs me is inactive account fees from banks. Is my account increasing their expenses by being inactive? No, it's not. If anything, it's decreasing them. So why an inactive account fee? Something similar: fees for dormant prepaid card accounts. My guess is that even though your funds provide some sort of float to the card issuer, it's still a liability on their books that they need to somehow manage.