I think you missed a zero. About $80 per citizen. Still a negligible part of premiums though. The problem with health insurers isn't their profits (though that

I think you missed a zero. About $80 per citizen. Still a negligible part of premiums though. The problem with health insurers isn't their profits (though that's a popular political talking point), but rather it is the part they've played in creating/enabling all the inefficiency in the current bureaucracy.