Huge support of Sanders.. I love and hate this idea... Love the idea of a totally open credit bureau that values privacy and does not use medical loans against

Huge support of Sanders.. I love and hate this idea... Love the idea of a totally open credit bureau that values privacy and does not use medical loans against us. And has full transparency.... I do however not trust the government as we've seen w/ Trump it could easily swing from leftist egalitarianism to rightist fascism in 1-2 election cycles. Then they could use credit scores as a weapon. I think instead the government should create a regulation platform for credit agencies where they must follow certain principles to be allowed to operate as such including: * No medical debt. * Full transparency on how credit scores are scored -- perhaps even being required to use a government sanctioned algorithm. * Free credit reports to consumers and other tooling. * Must provide free counselling and support to consumers. * May make profit from government grants + charging businesses for report access. * Must offer ways to notify consumers when their reports have been accessed, by who, and when, and allow consumer to revoke and remove access at will. * Must be protect privacy EVEN from government agencies, to ensure highest level of security for consumers. Edit: a nice addition would be if they did have more integrations with government programs though, so say every citizen in the credit system is an automatically registered voter in their most recent locale.