I love the idea of disrupting the for profit credit reporting industry. I don’t know that the government would do any better, but knocking the other guys off th

I love the idea of disrupting the for profit credit reporting industry. I don’t know that the government would do any better, but knocking the other guys off the map is a great start. It’s been decades since the FCRA was passed (specifically to reign in Equifax which operated more or less like the everyman’s TMZ at the time and would even pay for people to go through neighbors garbage) and it has had little impact. The big three credit bureaus are constantly sued and reprimanded and they just ignore it. Let’s try something else.