To be clear, though, his plan does give you a number that represents your creditworthiness, whether you want to call it a “score” or not. From the article: “a p

To be clear, though, his plan does give you a number that represents your creditworthiness, whether you want to call it a “score” or not. From the article: “a public, transparent algorithm to determine creditworthiness that eliminates racial biases in credit scores.” It doesn’t say whether the bill will ban “private” credit score providers, but I’m not sure how it will put those companies out of business if not.