3 ms·
> when you sign credit agreement if. So I'm not tracked if I've never taken a loan or credit card?
by guerrilla 7y ago
> when you sign credit agreement
if.
So I'm not tracked if I've never taken a loan or credit card?
- Fezzik 7y agoThat is correct, sort of. If you have never had a credit card or taken out an auto loan (or student loan, or mortgage,etc...) then there are no data points on your credit report. You are still "tracked" though - you would simply have a low credit score because there is no data to determine your credit worthiness.