Exactly. Two pieces of advice, from investing great Jack Bogle: 1) "Nobody knows nothing." This means nobody can predict what's going to happen. Nobody. 2)

Exactly. Two pieces of advice, from investing great Jack Bogle: 1) "Nobody knows nothing." This means nobody can predict what's going to happen. Nobody. 2) Pick your asset allocation and "Stay the course". This means determine how much risk is appropriate for you, invest in an appropriate portfolio, and don't deviate from your plan. Follow these two (and maybe a few more), and prosper.