There's more than one program paying for things. Flood insurance can pay out repeatedly, for example: https://www.wsj.com/articles/one-house-22-floods-repeated-

There's more than one program paying for things. Flood insurance can pay out repeatedly, for example: https://www.wsj.com/articles/one-house-22-floods-repeated-claims-drain-federal-insurance-program-1505467830 https://www.wsj.com/articles/one-house-22-floods-repeated-cl...