Bank loans are not that different from bonds, yes you are selling debt to the bank who is buying it. Debt is an asset that is bought and sold around the world j

Bank loans are not that different from bonds, yes you are selling debt to the bank who is buying it. Debt is an asset that is bought and sold around the world just like stocks or magic cards. Most loans are then immediately resold by your bank to some other bank, unless you're at a tiny credit union it's unlikely the bank will keep that debt asset on their books.