(US centric comment) I'll add that we're making it less likely people will take risks and act on their ideas with student debt and a lack of healthcare. People

(US centric comment) I'll add that we're making it less likely people will take risks and act on their ideas with student debt and a lack of healthcare. People can't take risks if they don't have a cushion to rely on and risk their lives (or face massive debt) if a non-trivial health concern occurs. Compounding this is a draw back of social programs to get people back on their feet if their risk turns south. I'm not advocating for paying for "slackers", but giving people a chance at least as good as what their parents had.