What you've described is already happening, just on a global scale. For 10 or more years, whole financial system is just pushing slowly and collectively the lev

What you've described is already happening, just on a global scale. For 10 or more years, whole financial system is just pushing slowly and collectively the lever, knowing that central banks will not allow it to collapse. So as long, as you're not outstandingly fragile, and instead your collapse would mean a collapse of most of similar financial agents, you can always push your risk a little bit higher, forcing your competition to the same.