Having a car and being able to drive it around is a form of wealth. Cars in the US are also much more affordable. The "I don't need it" argument only goes so f

Having a car and being able to drive it around is a form of wealth. Cars in the US are also much more affordable. The "I don't need it" argument only goes so far. You can't go shop a lot of groceries. You can't transport bigger items. You can't go on a road trip. You travel according to whatever public transport affords you. I might just as well say "I don't need it" in regards to healthcare. You don't need it until you do, but then you can't afford it.