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You're right that ACH reversals can come far after the payment appears to be settled. Based on the customer and transaction size, we treat the ACH as "complete

by tg3 7y ago

You're right that ACH reversals can come far after the payment appears to be settled. Based on the customer and transaction size, we treat the ACH as "completed" (i.e. available to buy Bitcoin with) at different points in its lifecycle.