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Exactly. I've really liked Patrick Collison in interviews and I've long admired their API documentation. Square Capital was first to offer loans to SMBs that am
by pmart123 7y ago
Exactly. I've really liked Patrick Collison in interviews and I've long admired their API documentation. Square Capital was first to offer loans to SMBs that amortize over the transactions so Stripe isn't the first mover there. Some bigger companies like eBay and Burberry have chosen Adyen as a payment solution and I think Booking uses Braintree? Are there reasons outside of costs to choose Adyen or Braintree over Stripe?
Can Lyft develop their own payment tech because they only transact in the US and Canada, and global transactions are where things get complicated?
I like most things about Stripe, but Shopify is also growing like crazy, has an awesome founder, and provides the only alternative to Amazon right now and is valued at $35B.
- skinnymuch 7y agoShort term public company values are fickle. Much more so for high growth/money losing/tech companies. Shopify was worth $46B at times in August.
- arcticbull 7y ago> Are there reasons outside of costs to choose Adyen or Braintree over Stripe? IMO costs are the worst reason to pick one of these providers at scale. They're all operating with a very similar cost basis, so you know they can each more or less match eachother, and if you come in with sufficient scale they'll offer custom pricing. Their costs are determined by the payment networks and their ability to mitigate risk and fraud. Stripe got a rep for being willing to match anyone even if they lost money in the process.