The only "services and protection" you receive from the US government abroad are pretty much consular visits if you're arrested. Everything else you pay for, n

The only "services and protection" you receive from the US government abroad are pretty much consular visits if you're arrested. Everything else you pay for, normal in advance, although repatriation is usually billed after the fact. The US rules apply not just to Swiss banks, but to all banks. Many overseas banks will no longer allow US citizens to open accounts, and some have even closed accounts rather than deal with the burden that the US is placing on them. This does not help US citizens at all. You cannot just renounce your citizenship. Beyond it being costly, you have to have a second citizenship first, which takes time - 7 years is a common length of time, although some countries have shorter or longer requirements, and many have language requirements that you're expected to meet. The US is one of two countries in the world that require you to jump through tax hoops if you're working overseas.