> When you have a heart attack you can't really negotiate with the ambulance or the hospital I mean, in some crazy alternate universe, this is exactly what ins

> When you have a heart attack you can't really negotiate with the ambulance or the hospital I mean, in some crazy alternate universe, this is exactly what insurance is for. I pay you a fixed premium ahead of time in exchange for you paying out the costs when it occurs. Truly we're in the darkest timeline.