No doubt, the American healthcare system is completely screwed up, I'm just pointing out that catastrophic healthcare insurance is not worthless. Unless you are

No doubt, the American healthcare system is completely screwed up, I'm just pointing out that catastrophic healthcare insurance is not worthless. Unless you are completely destitute and have no assets that you can lose to pay off catastrophic medical bills, it may very well be worth the high cost. (assuming that it actually pays, unlike the insurance in the linked article)