Everybody likes a simplistic explanation of the high cost of health care like "blame the insurance industry" but the reality is more complicated. Yes they are m

Everybody likes a simplistic explanation of the high cost of health care like "blame the insurance industry" but the reality is more complicated. Yes they are middlemen and need to make profits which adds cost. But look at doctor salaries, particularly specialists, many of whom make over $1m/yr. Look at testing costs, often run by private companies (sometimes owned by the doctors who order the tests) that also need to make a profit. Look at the costs of hospital and hospital systems whose administrative and facilities costs rival that of higher education. And not to mention the whole pharmaceutical-industrial complex. Reducing healthcare costs is going to have to happen at the input side of the industry, not just by taking out payer inefficiencies.