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I said “except some very basic preventative care.” So you’re paying $12k/year for a 30m checkup and potentially still have to shell out $30 for a copay. Not su

• Johnny555 7y ago
  Aren't you paying for insurance against the exact same thing that happened to the couple in the linked article? You're paying for coverage against a $250K bill for an unexpected health problem, not coverage for routine care. I've paid for car and home insurance for over a decade, but have gotten no paying from either, but that doesn't mean that I haven't gotten value out of it. I'd still purchase that insurance even if it weren't required.
  • tempsy 7y ago
    Well again, you’re illustrating how screwed up American healthcare is. The reality is that most Americans need varying levels of routine care (vs insurance against catastrophic events only), and a system where healthcare is accessible via insurance instead of a system of universal healthcare doesn’t make sense for something that you need to access routinely.
    • Johnny555 7y ago
      No doubt, the American healthcare system is completely screwed up, I'm just pointing out that catastrophic healthcare insurance is not worthless. Unless you are completely destitute and have no assets that you can lose to pay off catastrophic medical bills, it may very well be worth the high cost. (assuming that it actually pays, unlike the insurance in the linked article)