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What I know is that before ACA, my health insurance was about $150 a month. Now it’s $650 a month. I can’t afford to subsidize other people’s bad choices and in

What I know is that before ACA, my health insurance was about $150 a month. Now it’s $650 a month. I can’t afford to subsidize other people’s bad choices and inability to pay. Health insurance should not be robbing Peter to pay Paul, we should return to an open market place.

happierlook 7y ago
> we should return to an open market place. What should happen when an uninsured child ends up in the emergency room?
knz 7y ago
Is the ACA responsible for the rise? Personally, my health insurance rates (for a family plan offered through my employer of ~1,000 people) were increasing by 5-10% per year before the ACA and have been more stable since (3-5% increases per year). Its currently at a total of $22,000/year (between employer and employee contributions) - that's equivalent to $35,000 dollars in my country of birth (New Zealand), or 700% of what the total tax on the median income is. Somehow, kiwis get all of the functions of government for 14% of what health insurance costs in America. It's insane and reminds me every enrolment season of how poor the ROI on healthcare dollars is in the US.
Ididntdothis 7y ago
Before ACA you couldn't get insurance if you had preconditions and they would often drop you if actually got sick. ACA needs improvement but things sucked long before.
seppin 7y ago
> What I know is that before ACA, my health insurance was about $150 a month. Now it’s $650 a month The health insurance industry is a middle man that provides no services and only acts to raise prices. The whole industry needs to die, yesterday.
pishpash 7y ago
You're not paying for that through premiums, taxes are. Your increase is due to the cost of care increasing, blame your doctors and their MBA-run hospitals charging $500 for a 10-minute office visit.
kalleboo 7y ago
There has been no spike in insurance premiums after the ACA. They've been rising at the same rate for a long time. http://healthaffairs.imgus11.com/public//332ce71d3968fad1b21322a40b70faa7.png?r=1700548808 http://healthaffairs.imgus11.com/public//332ce71d3968fad1b21...

happierlook 7y ago

> we should return to an open market place. What should happen when an uninsured child ends up in the emergency room?

knz 7y ago

Is the ACA responsible for the rise? Personally, my health insurance rates (for a family plan offered through my employer of ~1,000 people) were increasing by 5-10% per year before the ACA and have been more stable since (3-5% increases per year). Its currently at a total of $22,000/year (between employer and employee contributions) - that's equivalent to $35,000 dollars in my country of birth (New Zealand), or 700% of what the total tax on the median income is. Somehow, kiwis get all of the functions of government for 14% of what health insurance costs in America. It's insane and reminds me every enrolment season of how poor the ROI on healthcare dollars is in the US.

Ididntdothis 7y ago

Before ACA you couldn't get insurance if you had preconditions and they would often drop you if actually got sick. ACA needs improvement but things sucked long before.

seppin 7y ago

> What I know is that before ACA, my health insurance was about $150 a month. Now it’s $650 a month The health insurance industry is a middle man that provides no services and only acts to raise prices. The whole industry needs to die, yesterday.

pishpash 7y ago

You're not paying for that through premiums, taxes are. Your increase is due to the cost of care increasing, blame your doctors and their MBA-run hospitals charging $500 for a 10-minute office visit.

kalleboo 7y ago

There has been no spike in insurance premiums after the ACA. They've been rising at the same rate for a long time. http://healthaffairs.imgus11.com/public//332ce71d3968fad1b21322a40b70faa7.png?r=1700548808 http://healthaffairs.imgus11.com/public//332ce71d3968fad1b21...