5 ms·
IDK, the last "progressive" action on insurance more than doubled my rates and I had a distinct feeling of some kind of corruption like insurance companies were
by mythrwy 7y ago
IDK, the last "progressive" action on insurance more than doubled my rates and I had a distinct feeling of some kind of corruption like insurance companies were cashing in.
- ceejayoz 7y ago> IDK, the last "progressive" action on insurance more than doubled my rates... Sounds like you might've had one of the useless plans cited in the article. Sure, they've got low rates - they don't cover anything when you actually need it.
- Ididntdothis 7y agoObamacare was better than nothing but it really avoided all difficult issues so I think it was a bad law. Problem is that the republicans want to make it even worse. Right now I’m for Medicare for All. This seems to be the most sane and possible approach.
- Retric 7y agoIt dealt with the preexisting condition loophole which was the largest issue with private insurance.
- Ididntdothis 7y agoTrue, that was a good thing. But it didn't address the cost side.
- u801e 7y agoI wonder if that would have been the case had the public health option been part of the ACA?
- Ididntdothis 7y agothe public option would basically have been Medicare for All.
- EvanAnderson 7y agoI had a plan that covered inpatient care 100% after my deductible. Tests, doctor visits, etc., weren't covered. My HSA and other savings were fine for that. Along came thr ACA and killed it. My premiums skyrocketed and my money went into premiums instead of savings or investment.
- chillwaves 7y agoAnyone can claim anything. What state do you live in? Lucky for us, there are published guidelines for which plans did not qualify.
- EvanAnderson 7y agoI live in Ohio. I had this plan from 2003 to 2014. I paid a bunch of stuff out-of-pocket over the years. I also saved a lot of money in my HSA and paid off debts. Had I been paying the kind of premiums I paid from 2014 to date all those years I would have far less net worth.
- ceejayoz 7y agoThe shitty plans work out really well for folks who don't wind up needing them. That's how they succeed - 90% of people are satisfied customers! The problem is, it's like having car insurance that'll only pay out $100 if you have an accident. Fine if you never have one, but not if you do. They give you the illusion of insurance.
- tunesmith 7y agoYour prior plan was part of what made care more expensive for sick people.
- EvanAnderson 7y agoAbsolutely. And we should have just gone to a single-payer system. Instead we have this useless compromise that further transfers wealth from the middle class to the rich. I don't want what I had back, but I don't want what we have now either.