Not typically, but it's possible that someone might be able to negotiate this with their bosses. Typically people opt out of company insurance because of one o

Not typically, but it's possible that someone might be able to negotiate this with their bosses. Typically people opt out of company insurance because of one of the following reasons: It's cheaper for them to find services through the marketplace (extremely uncommon, but possible), They have superior insurance through a spouse or family member, they feel that the insurance they're provided with isn't sufficient and they would prefer to purchase better insurance themselves.