I wonder: as a percentage of the total number of banks, how does this compare to individual bankruptcies as a percentage of the total population? From a quick

I wonder: as a percentage of the total number of banks, how does this compare to individual bankruptcies as a percentage of the total population? From a quick search: apparently in 2017, there were 767,721 non-business bankruptcies in the US. That's about 0.236% of the population. And that year, there were 4,909 banks. 8 failures would represent 0.163% of them. So it looks like individuals were a bit more likely to go bust than banks in 2017, but those figures aren't really all that different. (I haven't checked exactly what these figures mean, or how authoritative they are. Just wanted a ballpark idea...) OK, we probably should exclude children from the calculation of the individual bankruptcy rate, which would make it look rather worse. Still, the difference between individuals and banks isn't as dramatic as I'd have expected.