This is true- but for perspective in 2010 around 100 U.S. banks went under (actually seized, closed, and merged out by the FDIC). But yes, it’s far easier to g

This is true- but for perspective in 2010 around 100 U.S. banks went under (actually seized, closed, and merged out by the FDIC). But yes, it’s far easier to get funded as a bank than an individual, mostly because there are laws, institutions, and processes to try and remedy problem banks if trouble happens and individuals are really on their own to find advice and resources. EDIT: I was wrong, according to FDIC it was 157[0]. [0]: https://www.fdic.gov/bank/historical/bank/ https://www.fdic.gov/bank/historical/bank/