4 ms·

You can pay for lunch with a credit card without having the funds available.

• jfk13 7y ago
  That's assuming you have good enough credit to get a credit card (without exorbitant fees attached).
  • cddotdotslash 7y ago
    And you get good credit by proving to banks that you won't run off with their money. In fact, they will loan you $1000s each month at 0% interest if you pay it back the next.
    • bsanr2 7y ago
      Unfortunately, the way credit risk is measured does not always measure actual credit risk, but your proximity to stereotypes of high credit risk.