4 ms·
Post-breach, both TransUnion and Equifax now work with CreditKarma to let you view your score and whether or not your report is locked, and they both let you cr
by cactus2093 7y ago
Post-breach, both TransUnion and Equifax now work with CreditKarma to let you view your score and whether or not your report is locked, and they both let you create an online account with them as well to view your score or easily lock/unlock your credit report whenever you need to. Experian refuses to work with CreditKarma and only lets you "freeze" and unfreeze your account in the legally required way, which requires filling out a big form and resubmitting your Name, address and SSN every time you do it. To create a similar online account with them to manage lock/unlock status and view your score they charge an absurd fee of $20/month.
The problem with boycotting Equifax is I also want to boycott Experian. And in the future, maybe TransUnion will have a major issue, who knows.
Is the bank going to be cool with me boycotting the 2 biggest of them, or even all 3? Obviously not, so let's not pretend that consumer choice is a real way out of this mess.
- TheHypnotist 7y agoTransunion, in my opinion, does it right. It's not a huge burden to get approved for anything because I have all my reports locked. However, transunion makes it very simple to lock/unlock.
- cwkoss 7y agoThis is why consumers need to organize to kill the worst one first. Equifax has a poor reputation from the leak in addition to having an antisocial business model, so they are the most vulnerable.