There’s obviously no way to predict what your needs will be in 40 or 50 years. If you don’t own a house, what will your rent be like? Insurance needs? Maybe we

There’s obviously no way to predict what your needs will be in 40 or 50 years. If you don’t own a house, what will your rent be like? Insurance needs? Maybe we will get Medicare opt-in or something like it, but who knows. Will coastal cities even be viable 50 years from now? Florida will be underwater.