One question I've really been wanting answered is- how do I even know my tips are going to the workers? In the worst case, the tips are going straight to the ow

One question I've really been wanting answered is- how do I even know my tips are going to the workers? In the worst case, the tips are going straight to the owner. This is why I typically tip with cash only, and view these credit card-based counter service tips as a form of price segmentation, where I can pay more if I want to support the business.