This kind of comment confuses me. I know I cannot speak for everyone, but I want to make sure I get as much out of life now and in the future. I just understand

This kind of comment confuses me. I know I cannot speak for everyone, but I want to make sure I get as much out of life now and in the future. I just understand the law of diminishing returns. I enjoy a new gadget and a vacation and a delicious coffee. I enjoy them as treats and get great joy out of them. I do not need to buy a new gadget every week or month or year. I do not need ten trips this year. I also can ride my bike to work, save money and have great physical fitness right now (and in my future!) And after all that, because I spent less money with only a very minor decrease of lost "living" in the form of extras that don't give me lasting joy, I also gain decades of autonomy where I decide how to use my time.