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First, there is no such thing as late fees or interest on a hospital bill. Sure, just like you can't charge extra for using a credit card in California as pay
by inferiorhuman 7y ago
First, there is no such thing as late fees or interest on a hospital bill.
Sure, just like you can't charge extra for using a credit card in California as payment in most scenarios (you can get a cash discount though). There may not be late fees, but the hospital will absolutely offer to settle for a hefty discount if you pay ASAP.
By the time you get something claiming "PAST DUE" the hospital may be less willing to negotiate.
- jacobmassey 7y agoThat’s not necessarily true. They would rather get something than nothing.
- inferiorhuman 7y agoThat’s not necessarily true. They would rather get something than nothing. Who said anything about getting nothing? If the hospital sells your debt to a collection agency they get something. If the hospital deals with it in house they can act like UVA[1] and sue you to garnish your wages or take out a lien on your property. Playing chicken with the hospital billing department is a bad way to deal with medical debt. 1: https://www.washingtonpost.com/health/uva-has-ruined-us-health-system-sues-thousands-of-patients-seizing-paychecks-and-putting-liens-on-homes/2019/09/09/5eb23306-c807-11e9-be05-f76ac4ec618c_story.html?noredirect=on https://www.washingtonpost.com/health/uva-has-ruined-us-heal...